The pursuit of financial success begins with a plan
The pursuit of financial success begins with a plan
Our disciplined planning process accounts for your short- and long-term goals, your tolerance for risk and your stage of life, while also keeping a watchful eye on today’s complex domestic and global markets. In our experience, that’s the best way to customize a comprehensive, diversified portfolio that is flexible enough to meet your needs now and in the years to come.
Our financial plans offer a high-degree of personalization that matches your investments to your goals and ability to take on risk. We analyze each potential opportunity to find just the right ones for you, your family and your goals, while also helping to manage your liabilities so you feel confident in your complete financial picture.
The result is a financial plan that is as enduring as the lifetime of achievement it represents. Simply put, we believe our business is people and their financial well-being, and we are as committed to your success as you are.
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Currency Considerations for Cash Flow Management
- Monitoring of currency movement and dynamic recommendations at extremes
- Retirement cash flow planning considering long term currency averages
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Sequencing Income from Foreign & Domestic Retirement Plans
- Strategic recommendations on when income and pensions should commence
- Tax minimization strategies with respect to income planning
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RRSP Considerations for U.S. Tax Filers
- Proper tracking of cost bases of RRSP contributions for U.S. tax filers
- Creation of ‘periodic pension’ income to ensure lowest withholding tax on RRIF withdrawals
- Annual RRSP tax filing for various U.S. states
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Integration of U.S. Social Security and Foreign Pensions
- Ensuring Windfall Elimination Provision (WEP) is considered in retirement income planning
- Recalculation of Social Security amounts if required
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Cross Border Estate Planning Considerations
- Ensuring appropriate beneficiary designations on registered and TOD (Transfer on Death) accounts
- Identification of estate tax issues
- Will and POA planning for cross border individuals
- Life insurance strategies for cross border tax filers
- Medicare considerations in retirement planning
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Life & Health Insurance Planning
- Life insurance strategies for cross border tax filers
- Medicare considerations in retirement planning
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Philanthropic Planning
- Donor Advised Funds for U.S. and Canadian residents
The most widely recognized financial planning designation in Canada and worldwide, the Certified Financial Planner® designation provides assurance to Canadians that the design of their financial future rests with a professional who will put their clients’ interests ahead of their own. CFP certification is considered the standard for the financial planning profession worldwide. CFP professionals have demonstrated the knowledge, skills, experience and ethics to examine their clients’ entire financial picture, at the highest level of complexity required of the profession, and work with their clients to build a financial plan so that they can Live Life Confidently™.